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Home/Attorneys/Ernest D. Buff & Associates
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Ernest D. Buff & Associates

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Attorneys

231 Somerville Road, Peapack and Gladstone, NJ, 07921

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📚 Related legal guides

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Wage Garnishment Defense in New Jersey
New Jersey wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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Fair Use of Copyrighted Material in New Jersey
New Jersey creators using copyrighted material need fair-use analysis — four-factor test (purpose, nature, amount, market effect) determines whether use is lawful without permission.
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Debt-Collection Defense in New Jersey
New Jersey consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.

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+1 908-901-0220
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231 Somerville Road
Peapack and Gladstone, NJ 07921
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Ernest D. Buff & Associates
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