Crowl, Rick D

Iowa spendthrift trusts protect inheritance from beneficiary's creditors, divorces, and bad spending — by limiting beneficiary's right to transfer + restricting creditor access to assets in trust.

Iowa hospital-acquired infections (MRSA, C. diff, sepsis) cause 100,000+ US deaths annually + are often preventable through proper infection control — strong negligence + medical malpractice claims.

Iowa blended families need careful estate planning to avoid disinheriting biological children when surviving spouse remarries — QTIP trusts, life insurance, and specific structures address the conflict.