A bankruptcy lawyer helps you get out from under debt you can't pay — stopping collections, lawsuits, garnishment and foreclosure — and decides with you whether Chapter 7, Chapter 13 or another option fits best.

Questions to ask before you hire

Am I eligible for Chapter 7 or Chapter 13?
What happens to my house and car?
Which debts will be wiped out?
What's your total fee, including filing?
How soon can collection calls stop?

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Sinkin Law Office — San Antonio, TX

Attorneys in San Antonio, TX. Sinkin Law Office — visit the website for details.

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CGM Local in Marks

CGM Preferred Member · San Antonio, TX

Sinkin Law Office

·San Antonio, TX·Attorneys

Mr. Sinkin’s client work involves collecting child support for parents who divorced in the 1960s, 1970s, 1980s and 1990s. He has successfully represented clients at courts of appeals and the Texas Sup

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Henning Law Office

·Batesville, MS·Attorneys

Henning Law Office in MS.

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Don Etherly

·Helena-West Helena, AR·Attorneys

Don Etherly in AR.

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Martin Tate Morrow & Marston

·Helena-West Helena, AR·Attorneys

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Chalk Mitchell

·Helena-West Helena, AR·Attorneys

Chalk Mitchell in AR.

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Mississippi Bankruptcy guides

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Plain-English guides to the law. General information, not legal advice.

The Automatic Stay in Mississippi Bankruptcy

Mississippi bankruptcy automatic stay (11 U.S.C. § 362) immediately halts most collection actions, lawsuits, foreclosures, and wage garnishments the moment a bankruptcy is filed.

Chapter 11 Business Reorganization in Mississippi

Mississippi businesses can use Chapter 11 to reorganize debt while continuing operations. Subchapter V (small-business) streamlines for businesses with debt under ~$7.5M.

Chapter 13 Bankruptcy in Mississippi

Chapter 13 ("reorganization" bankruptcy) lets Mississippi debtors keep their assets and repay debts under a 3- or 5-year court-supervised plan. The state's median household income (~$84,000 for a family of 4) controls plan length.

Chapter 7 Bankruptcy in Mississippi: Exemptions and Eligibility

Mississippi bankruptcy uses only state exemptions (federal not allowed). Homestead: $75,000.

Debt-Collection Defense in Mississippi

Mississippi consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.

Debts That Survive Bankruptcy in Mississippi

Bankruptcy is federal — but not all debts get discharged. Mississippi cases are filed in U.S. Bankruptcy Courts for the Northern and Southern Districts of Mississippi. Several debt categories survive bankruptcy.

Bankruptcy Means Test in Mississippi

Mississippi bankruptcy means test compares debtor income to median family income (currently ~$84,000 for a family of 4). Below median = automatic Chapter 7 eligibility.

Student-Loan Discharge in Bankruptcy in Mississippi

Mississippi student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

Wage Garnishment Defense in Mississippi

Mississippi wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.

Attorneys near Marks

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Frequently Asked Questions

Will bankruptcy stop collection calls and garnishment?

Filing triggers the automatic stay, which generally stops most collection actions, lawsuits, garnishments and foreclosures right away.

Chapter 7 or Chapter 13?

Chapter 7 wipes out most unsecured debt in a few months if you qualify. Chapter 13 sets up a 3–5 year payment plan and can help you keep a home or car.

How much does a bankruptcy lawyer in Marks cost?

Chapter 7 is usually a flat fee; Chapter 13 fees are often partly paid through the plan. Ask for the total, including court filing costs.

How many bankruptcy lawyers are listed in Marks?

There are currently 4 bankruptcy lawyers listed in Marks on CGMIMM.