Compare bankruptcy lawyers in Hays — ratings, reviews and contact details.
A bankruptcy lawyer helps you get out from under debt you can't pay — stopping collections, lawsuits, garnishment and foreclosure — and decides with you whether Chapter 7, Chapter 13 or another option fits best.
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Plain-English guides to the law. General information, not legal advice.
Filing triggers the automatic stay, which generally stops most collection actions, lawsuits, garnishments and foreclosures right away.
Chapter 7 wipes out most unsecured debt in a few months if you qualify. Chapter 13 sets up a 3–5 year payment plan and can help you keep a home or car.
Chapter 7 is usually a flat fee; Chapter 13 fees are often partly paid through the plan. Ask for the total, including court filing costs.
There are currently 42 bankruptcy lawyers listed in Hays on CGMIMM.