A bankruptcy lawyer helps you get out from under debt you can't pay — stopping collections, lawsuits, garnishment and foreclosure — and decides with you whether Chapter 7, Chapter 13 or another option fits best.

Questions to ask before you hire

Am I eligible for Chapter 7 or Chapter 13?
What happens to my house and car?
Which debts will be wiped out?
What's your total fee, including filing?
How soon can collection calls stop?

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690 attorneys in Hackensack

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Sinkin Law Office — San Antonio, TX

Attorneys in San Antonio, TX. Sinkin Law Office — visit the website for details.

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CGM Local in Hackensack

CGM Preferred Member · San Antonio, TX

Sinkin Law Office

·San Antonio, TX·Attorneys

Mr. Sinkin’s client work involves collecting child support for parents who divorced in the 1960s, 1970s, 1980s and 1990s. He has successfully represented clients at courts of appeals and the Texas Sup

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Law Offices of David Brodman

·Bronx, NY·Attorneys

Are you dealing with an overwhelming amount of debt and considering filing for bankruptcy? If so, it may be helpful to contact the Law Offices of David Brodman. The firm was established by At

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Grimaldi Yeung Law Group

·Brooklyn, NY·Attorneys

Grimaldi Yeung Law Group in New York, NY.

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Law Offices of John D. Famulari/Dominic J. Famulari/Michael J. Petersen

·Brooklyn, NY·Attorneys

Law Offices of John D. Famulari/Dominic J. Famulari/Michael J. Petersen in New York, NY.

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Micheal J. Ficchi, Jr., Esq.

·Brooklyn, NY·Attorneys

Micheal J. Ficchi, Jr., Esq. in New York, NY.

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Joseph Giaramita

·Brooklyn, NY·Attorneys

Joseph Giaramita in New York, NY.

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John K. Akpalu & Associates

·Bronx, NY·Attorneys

John K. Akpalu & Associates in New York, NY.

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New Jersey Bankruptcy guides

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Plain-English guides to the law. General information, not legal advice.

The Automatic Stay in New Jersey Bankruptcy

New Jersey bankruptcy automatic stay (11 U.S.C. § 362) immediately halts most collection actions, lawsuits, foreclosures, and wage garnishments the moment a bankruptcy is filed.

Chapter 11 Business Reorganization in New Jersey

New Jersey businesses can use Chapter 11 to reorganize debt while continuing operations. Subchapter V (small-business) streamlines for businesses with debt under ~$7.5M.

Chapter 13 Bankruptcy in New Jersey

Chapter 13 ("reorganization" bankruptcy) lets New Jersey debtors keep their assets and repay debts under a 3- or 5-year court-supervised plan. The state's median household income (~$148,000 for a family of 4) controls plan length.

Chapter 7 Bankruptcy in New Jersey: Exemptions and Eligibility

New Jersey bankruptcy uses EITHER state OR federal exemptions. Homestead: No state homestead exemption — federal exemptions cover this gap.

Debt-Collection Defense in New Jersey

New Jersey consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.

Debts That Survive Bankruptcy in New Jersey

Bankruptcy is federal — but not all debts get discharged. New Jersey cases are filed in U.S. Bankruptcy Court for the District of New Jersey. Several debt categories survive bankruptcy.

Bankruptcy Means Test in New Jersey

New Jersey bankruptcy means test compares debtor income to median family income (currently ~$148,000 for a family of 4). Below median = automatic Chapter 7 eligibility.

Student-Loan Discharge in Bankruptcy in New Jersey

New Jersey student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

Wage Garnishment Defense in New Jersey

New Jersey wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.

Attorneys near Hackensack

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Frequently Asked Questions

Will bankruptcy stop collection calls and garnishment?

Filing triggers the automatic stay, which generally stops most collection actions, lawsuits, garnishments and foreclosures right away.

Chapter 7 or Chapter 13?

Chapter 7 wipes out most unsecured debt in a few months if you qualify. Chapter 13 sets up a 3–5 year payment plan and can help you keep a home or car.

How much does a bankruptcy lawyer in Hackensack cost?

Chapter 7 is usually a flat fee; Chapter 13 fees are often partly paid through the plan. Ask for the total, including court filing costs.

How many bankruptcy lawyers are listed in Hackensack?

There are currently 690 bankruptcy lawyers listed in Hackensack on CGMIMM.