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Get in touch with Robert A Ciotola Law Office
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Call (330) 393-7250
Home/Attorneys/Robert A Ciotola Law Office
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Robert A Ciotola Law Office

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Attorneys

149 E Market St, Warren, OH, 44481

โš–๏ธFree Consultation

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๐Ÿ“š Related legal guides

Background reading on the practice areas this attorney handles.

bankruptcy
Wage Garnishment Defense in Ohio
Ohio wage garnishment is capped at federal limits (25% of disposable income or 30ร— minimum wage) โ€” and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
bankruptcy
Debt-Collection Defense in Ohio
Ohio consumers facing debt-collection lawsuits have powerful defenses โ€” federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
bankruptcy
Student-Loan Discharge in Bankruptcy in Ohio
Ohio student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options โ€” IDR, PSLF, forgiveness โ€” also relevant.

Contact Information

(330) 393-7250
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149 E Market St
Warren, OH 44481
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