Payne, Barri H

North Carolina spendthrift trusts protect inheritance from beneficiary's creditors, divorces, and bad spending — by limiting beneficiary's right to transfer + restricting creditor access to assets in trust.

North Carolina real-estate fraud — non-disclosure of defects, title fraud, mortgage fraud, deed fraud — has multiple legal remedies including rescission, damages, treble damages under consumer protection laws.

North Carolina consumer protection laws — state UDAP statutes + federal FTC Act + Magnuson-Moss + similar — provide treble damages + attorney's fees for deceptive business practices.