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Get in touch with McCarthy Law PLC
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McCarthy Law PLC focuses on negotiating for large reductions in our clients' debts without the need for bankruptcy. An attorney negotiated debt settlement is a great option for those looking to eliminate debt. If you are interested in settling your debts for a fraction of the amount the creditors are claiming, without bankruptcy, consider debt settlement.
We help clients settle credit card debt, mortgage debt (including HELOC's), medical debt, business debt (including SBA loans), judgments and many other types of debt.
Debt settlement is usually quicker and less expensive than alternatives like debt consolidation or Chapter 13 bankruptcy. And you are represented by a licensed attorney the entire time. If you've been sued, we can defend you as part of our program.
We offer a free consultation and debt analysis with an attorney. We invite you to call us or visit our website for more information.
📚 Related legal guides
Background reading on the practice areas this attorney handles.
bankruptcy
Wage Garnishment Defense in Arizona
Arizona wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
bankruptcy
Debt-Collection Defense in Arizona
Arizona consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
bankruptcy
Student-Loan Discharge in Bankruptcy in Arizona
Arizona student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.
