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Law Offices of Debra A. Saltz

Name: Law Offices of Debra A. Saltz
Telephone: +1 410 680 8190

0.0(0 reviews)

Attorneys

Annapolis, MD, 21404

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bankruptcy

Wage Garnishment Defense in Maryland

Maryland wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.

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Debt-Collection Defense in Maryland

Maryland consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.

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Student-Loan Discharge in Bankruptcy in Maryland

Maryland student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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