
JVM Lending is a mortgage lender and a division of Vellum Mortgage, Inc. (NMLS 1657323), headquartered in Walnut Creek, California and licensed in Arizona, California, Florida, Georgia, Idaho, Illinois, Louisiana, Massachusetts, Oregon, Tennessee, and Texas. JVM is built on fast closes, low rates and a no-commission, team-based model with no loan officers. Loan options include 30- and 15-year fixed conforming and conventional loans, FHA, VA, jumbo, ARM, bridge, non-QM, investment property, home equity, and refinance loans. Programs include down payment assistance, EasyPath Buy Before You Sell, 3% Down with No PMI program, and a Lender-Paid "Free 2-1" Temporary Rate Buydown. JVM Lending is open and available 7 days a week with guaranteed responses within 60-minutes during operating hours.