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Home/Attorneys/Joy M Smith Attorney at Law, PLLC
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Joy M Smith Attorney at Law, PLLC

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Attorneys

77 Hunter Street, Glens Falls, NY, 12801

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New York wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
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New York creators using copyrighted material need fair-use analysis — four-factor test (purpose, nature, amount, market effect) determines whether use is lawful without permission.
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Debt-Collection Defense in New York
New York consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.

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+1-518-932-6200
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77 Hunter Street
Glens Falls, NY 12801
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