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James W. Zerillo Law Offices

Name: James W. Zerillo Law Offices
Address: 937 North Hanover Street, Sanatoga, PA, 19464, US
Telephone: +1-610-326-9333

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Attorneys

937 North Hanover Street, Sanatoga, PA, 19464

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📚 Related legal guides

Background reading on the practice areas this attorney handles.

bankruptcy

Wage Garnishment Defense in Pennsylvania

Pennsylvania wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.

bankruptcy

Debt-Collection Defense in Pennsylvania

Pennsylvania consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.

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Student-Loan Discharge in Bankruptcy in Pennsylvania

Pennsylvania student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.

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