Gartenberg, Barry F

New Jersey consumer protection laws — state UDAP statutes + federal FTC Act + Magnuson-Moss + similar — provide treble damages + attorney's fees for deceptive business practices.

New Jersey businesses pursuing commercial debts navigate state collection laws, statutes of limitations, mechanic's liens, judgment enforcement, and FDCPA exemptions for original creditors.

New Jersey personal guarantees on business loans + leases pierce the corporate veil — when business defaults, lender can pursue personal assets. Negotiate carefully + know what you're signing.