David Coffin, PLLC

Texas wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.

Texas creators using copyrighted material need fair-use analysis — four-factor test (purpose, nature, amount, market effect) determines whether use is lawful without permission.

Texas spouses who filed joint returns can escape responsibility for tax debts caused by the other spouse — through innocent spouse, separation of liability, or equitable relief.