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At Borowitz & Clark, you are not just another bankruptcy case. We understand that every client and every case is unique. We wll give you and your case the attention you deserve to ensure that you understand your options and we’ll choose a path that meets your needs. Our firm is led by two of the most experienced consumer bankruptcy attorneys in Southern California: Barry Borowitz and Erik Clark. We are one of the top law firms in Torrance and our expert team is ready to help you get out of debt Contact us today for a consultation. For more information contact us at https://www.borowitzclark.com/our-offices/torrance-bankruptcy-attorney/
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📚 Related legal guides
Background reading on the practice areas this attorney handles.
bankruptcy
Wage Garnishment Defense in California
California wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
bankruptcy
Debt-Collection Defense in California
California consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
bankruptcy
Student-Loan Discharge in Bankruptcy in California
California student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.
