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About Patton, Hoversten & Berg
Patton, Hoversten & Berg in MN.
Areas served
Janesville, MN
Practice areas
📚 Related legal guides
Background reading on the practice areas this attorney handles.
bankruptcy
Wage Garnishment Defense in Minnesota
Minnesota wage garnishment is capped at federal limits (25% of disposable income or 30× minimum wage) — and Texas, North Carolina, Pennsylvania, South Carolina ban most consumer wage garnishment entirely.
bankruptcy
Debt-Collection Defense in Minnesota
Minnesota consumers facing debt-collection lawsuits have powerful defenses — federal FDCPA, state consumer protection laws, statutes of limitations, and proof requirements that collectors often can't meet.
bankruptcy
Student-Loan Discharge in Bankruptcy in Minnesota
Minnesota student loans CAN be discharged in bankruptcy under the "undue hardship" Brunner test, plus DOJ's 2022 guidance has made it dramatically easier. Other federal options — IDR, PSLF, forgiveness — also relevant.
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Questions about Patton, Hoversten & Berg
What kinds of cases does Patton, Hoversten & Berg handle?+
Patton, Hoversten & Berg handles Bankruptcy, Chapter 7, Chapter 13 in Janesville, MN.
Does Patton, Hoversten & Berg offer a free consultation?+
Send a message on this page and ask Patton, Hoversten & Berg about a consultation and their fees.
Where is Patton, Hoversten & Berg located?+
Patton, Hoversten & Berg serves Janesville, MN, including Janesville, MN.
How do I contact Patton, Hoversten & Berg?+
Send a message with the form on this page. It goes straight to Patton, Hoversten & Berg.
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