How is a Dental Discount Plan Different from Dental Insurance?

What is a Dental Discount Plan?

In a dental discount plan, the provider of the plan negotiates reduced fees from participating dentists. Then, the savings are passed along to the patient.

Description

A dental insurance plan is similar to a health insurance plan. When you purchase a policy, you pay a monthly premium, and the insurance company covers some (or all) of the cost of dental treatments you get. With an insurance plan, patients may have to pay for co-pays or any charges that exceed the cap placed by the insurance company. With a dental discount plan, patients pay for an annual or monthly membership. This entitles the member to a discount of a certain percentage — anywhere from 20-50 percent) — from dentists who also choose to participate in the discount plan. For example, a patient who has a dental discount plan may pay only $75.50 for a complete set of X-rays that would have cost them $171.00 without the plan.

https://dentalsave.com/blog/college-grads-dental-plan/